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By Evan Parsons

Going out on the Town: While planning your evening, it is essential to keep in mind the safety of yourself and others. If you need to drive to get to your location, the smartest and easiest way is to assign a designated driver or to order a rideshare service. You should never get behind the wheel with the thought that you “didn’t drink much.” 

Your designated driver should be someone who will not be tempted to drink with you. It may sound like common sense, but sometimes designated drivers start to feel like they are missing out on the fun and have a few. Nationally, over the past five years, an average of 300 people have lost their lives from drunk driving during the week between Christmas and New Year’s Day, according to the U.S. Department of Transportation.

Agent Kimberly Skillman-Robrahn explains, “All the slogans are true - Stay Alive, Don’t Drink and Drive, Be a Thinker, not a Drinker, or U Drink, U Drive, U Lose! Always plan ahead when attending parties this holiday season and find that trusted person who will make sure you are safe at the end of the night. After all, you want to make it a night to remember, not one to forget!”


Be Aware of Your Surroundings: While on your journey to find the most lively party, it is important to know your environment. Always go to a party with a friend that you can trust to keep each other accountable and keep an eye on each other. It would be best to make sure that you have a phone on you in case you get separated.   


Drinking Rules: Whether the party is BYOB or not, there are cautions to keep in mind while drinking.

★    If you are drinking alcohol out of a can or bottle, make sure that it has not been opened.

★    If someone offers to make you a drink, politely decline and make it yourself. You can not trust that others will not slip a drug in your drink.

★    Do not under any circumstances set your drink down or leave it unattended, if you go to the bathroom, take it with you.

★    While popping champagne bottles, watch your aim. People near you might not enjoy being hit by a cork. It’s just a game until someone loses an eye!


Fireworks: Drinking and lighting off fireworks isn’t a safe idea. In some areas, it may be against the law, and it could be dangerous. You can always attend a local show and sit back and enjoy while the professionals handle it. 

A lot can happen during the holiday season. Even if you are careful, others may not be. Remember, if you are hosting a party, you have liability.

“If you're hosting a holiday party and providing alcohol to your guests, be sure you check with your insurance agent to review your coverages, and you will want to consider an Umbrella Policy, says Skillman-Robrahn. “This is a policy that provides an additional amount of liability protection for you, that goes beyond the limits of your Homeowners policy, in the event of a lawsuit for damages or injuries. Everyone in this day and age should have an Umbrella policy!”

Posted 11:00 AM

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