Personal Renters

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Your landlord’s insurance is unlikely to cover your personal belongings or provide liability coverage for accidents that take place within your residence. That’s why it’s important to protect yourself with a renters policy.

A Renter’s policy offers protection for:

Personal Belongings - even when they’re located outside of your residence
Appliances & Furniture
Clothing
Personal Liability - to cover claims or lawsuits brought against you by individuals who sustain injuries or property damage while in your residence.

Valuable Items Replacement - Extends the coverage your basic policy provides to replace such valuables as artwork, jewelry, cameras or computers.
Personal Articles Replacement - Extra protection for those special items whose value exceeds what the homeowners policy or the "valuable items" rider will normally cover.
Identity Theft Insurance - If your identity has been stolen, this assists you in reestablishing your financial reputation by covering the cost of a consumer fraud specialist and related expenses.
Umbrella Policy - Provides up to an additional $5,000,000 in liability protection.
Flood Coverage - Covers your personal property when it’s been damaged by flooding.