Mobile Equipment Insurance

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Mobile Equipment Insurance covers a contractor’s mobile equipment used on the job by builders of structures, roads, bridges, dams, tunnels, and mines.

Many people are unaware that bulldozers, forklifts, mobile tools, etc., are not covered by commercial auto insurance because the equipment is not designed or licensed for use on public roads. Nor is it covered by builders risk insurance, unless it is intended to be made a part of the building or structure. Additionally, commercial property policies are limited in the coverage they provide for contractors equipment.

Mobile Equipment Insurance is an essential part of any construction project. As the cost of equipment varies, larger equipment can be exceptionally expensive. Some equipment can be valued in excess of one hundred thousands dollars. Mobile Equipment Insurance provides coverage for mobile equipment including, but not limited: