Employment Practices Insurance

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Employment Practices Liability Insurance protects employers against claims made by employees, former employees, or potential employees. It usually covers discrimination (age, sex, race, disability, etc.), sexual harassment, wrongful termination, and other accusations. In addition to covering you company, it also covers your Directors and Officers.

When do I need Employment Practices Liability Insurance?
As soon as you start hiring employees you should have Employment Practices Liability Insurance. Many investors and directors will require that you carry Employment Practices Liability Insurance coverage as part of your Directors & Officers Liability Insurance since they can be named in suits relating to employment procedures.