Directors & Officers Insurance

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Directors & Officers insurance supplies protection for the directors and officers of a company in the event they are sued in relation to their job performance.

Directors & Officers insurance can include Employment Practices Liability and from time to time Fiduciary Liability. Employment Practices Liability usually involves discrimination or harassment lawsuits. This is where most of your exposure will usually be found.

Why do I need Directors & Officers Insurance?
In the event of a lawsuit, claims will usually be brought against the company and its directors. Directors can be held personally responsible for decisions of the company and none of them will want their personal assets placed in jeopardy. Additionally, investors and potential directors will not be willing to serve unless they are covered under your organizations Directors & Officers insurance. Finally, employment practices suits comprise over 50% of Directors & Officers claims.