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Business Buildings Insurance
When you’re shopping for Commercial Building Insurance, there is a lot to learn. For
instance, some commercial building insurance applies to the property's structure
only while some covers equipment and inventory inside the structure. Others cover
personal injury or death that occurs on the grounds. Depending on your
circumstances you may choose one or all of these.
Types of Commercial Building Insurance
The two most popular types of commercial building insurance are "named-peril" and
"all-risk" policies. A named-peril policy covers property for specific hazards
mentioned in the contract. For example, a named-peril policy might mention fire and
explosions, while excluding floods and tornados.
All-risk policies are the opposite. An all-risk policy covers every hazard except
those specifically mentioned in the policy. Most business owners find that all-risk
commercial building insurance is adequate for their coverage needs.
Need more information or helpful insurance tips? Visit our Resource Center.
TrustPoint Insurance | 800 North 4th Street | Burlington, KS 66839
Phone: 620.364.8811 | Toll Free: 800.258.4219 | Fax: 620.364.2532
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